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**Notice to Readers**

Legal guides provide technical and practical information on everyday consumer law issues. They are written by the Department of Consumer Affairs' Legal Services Unit as a general resource for consumer attorneys and representatives, consumer complaint handlers, Small Claims disputants and personnel, reporters and others involved in analyzing, describing and administering consumer laws. Legal Guides are not written primarily for use by the general public and do not constitute legal advice. Readers should consult a lawyer regarding how legal principles and authorities may apply to their specific facts and circumstances.

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MUSACCHIO & MONTANARI, P.C. provides the following helpful links from the California Department of Consumer Affairs' Legal Guides.

Contractors

Contracting With a Contractor: The Homeowner's Right to Cancel (K-10)
(Visit the Contractors State License Board Web site for more information.)

Contracts

Spanish Language Translations of Consumer Contracts (K-4)
Consumer Transactions With Statutory Contract Cancellation Rights (K-6)
Consumers' Rights to Cancel Home Solicitation Contracts (K-9)

Credit Cards

How to Withhold Payment on a Credit Card (CR-7)
How to Correct a Credit Card Billing Error (CR-8)

Debt Collection

What to Do if the Debt Collector Calls

Finances

Credit Repair Services (CR-9)

Health Clubs

Overview of California's Health Studio Services Contract law (W-10)

Homestead Filing

Regulation of Homestead Filing Services (H-1)

Laws Protecting Consumers

Checklist of Significant California and Federal Consumer Laws (M-1)

Motor Vehicles

Bureau of Automotive Repair
Understanding Consumer Vehicle Leases (L-6)

Privacy and Identity Theft

Privacy Enforcement and Protection
Identity Theft
Your Financial Privacy Rights
Privacy Rights: Payment by Check or Credit Card (P-2)

Prizes, Promotions, Giveaways and Lotteries

Rules for Promotional Giveaways (U-1)
Rules Prohibiting Lotteries (U-2)
Rules for Operation of Contests (U-3)
Rules on Conditional Offer of Prizes or Gifts (U-4)

Retail

Display of Return Policy by Retail Sellers (S-6)
Rent-to-Own Transactions in California (S-10)
Gift Certificates (S-11)

Tenant-Landlord

California Tenants - A Guide to Residential Tenants' and Landlords' Rights and Responsibilities (PDF)
How to Get Back Possessions You Have Left in a Rental Unit (LT-4)
Options for a Landlord: When a Tenant's Personal Property Has Been Left in the Rental Unit (LT-5)

More Government Related Sites

State Water Resources Control Board
Environmental Protection Agency
Department of Toxic Substances Control



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